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Governor Gary R. Herbert’s Schedule

July 9, 2018 - July 13, 2018

**The Governor’s schedule is subject to frequent change**

 

Monday, July 9

9:30 a.m.   Meet with Chief of Staff

Location:   Governor’s Office

10:30 a.m.  Meet with Leadership Team

Location:   Governor’s Office

3:00 p.m.   Meet with Lt. Governor Spencer Cox

Location:   Governor’s Office

3:30 p.m.   Boards and Commissions

Location:   Governor’s Office

4:30 p.m.   Meet with General Counsel

Location:   Governor’s Office

Tuesday, July 10

10:30 a.m.  Meet with Staff

Location:    Governor’s Office

11:20 a.m.  Code for Success Coding Camp Visit

Location:    Granger High School, West Valley City

12:30 p.m. Woods Cross High School Skilled Building Trades Program Visit

Location:   Woods Cross High School, Woods Cross City

1:30 p.m. SLCC Westpointe Campus Visit

Location: Salt Lake City

Wednesday, July 11

11:15 p.m.   Meet with Minister Xu Xueyuan of the Republic of China

Location:     Governor’s Office

Thursday, July 12

9:00 a.m.   Utah Rural Schools Annual Conference

Location:   Southern Utah University, Cedar City

9:40 a.m.   Southwest Technical College

Location:   Cedar City

1:00 p.m.   Pinnacle Academy students and administrators participating in HOPE Project

Location:   Castleview Hospital, Price, Utah

Friday, July 13

No Public Events

Lt. Governor Spencer J. Cox’s Schedule

July 9, 2018 - July 13, 2018

**The Lt. Governor’s schedule is subject to frequent change**

Monday, July 9

10:00 a.m.  Speak at Warrant Officer 100th-Birthday Celebration

Location:   Bluffdale

10:30 a.m.  Meet with Leadership Team

Location:   Governor’s Office

2:15 p.m.   Meet with Constituent

Location:   Lt. Governor’s Office

2:30 p.m.   Meet with Romanian Minister of Culture

Location:   Lt. Governor’s Office

3:00 p.m.   Weekly Update with the Governor

Location:   Governor’s Office

3:30 p.m.   Boards and Commissions

Location:   Governor’s Office

7:00 p.m.   Dollar Ridge Fire Public Update Meeting

Location:   Duchesne

Tuesday, July 10

9:30 a.m.    Meet with Pamela Atkinson

Location:    Lt. Governor’s Office

10:00 a.m.  Multicultural Commission Meeting

Location:    State Capitol

11:30 a.m.  Speak at DEQ Leadership Workshop

Location:    Salt Lake City

2:00 p.m.    Meet with Staff

Location:    Lt. Governor’s Office

Wednesday, July 11

No Public Events

Thursday, July 12

9:00 a.m.   KSL Newsradio

Location:   Salt Lake City

2:00 p.m.   Canvass Election Returns with Staff

Location:   Lt. Governor’s Office

2:30 p.m.   Elections Review with Staff

Location:   Lt. Governor’s Office

3:30 p.m.   Speak at Utah Youth Court Summer Conference

Location:   Logan

Friday, July 13

No Public Events

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5 Tips For Parents To Help Their Kids

Get Started With Retirement Planning

It’s a whole new world for recent college graduates entering the workforce. Their priorities have changed; now bills, rent, and student loans lead their monthly list.

Retirement planning ranks low as a priority for many young people in the early stages of their careers. About two-thirds of Millennials have nothing saved for retirement, according to a report by the National Institute on Retirement Security, and financial specialists say waiting to save could end up significantly delaying their retirement.

This is when parents can step in and advise their young adult kids on how and why to start a retirement plan now – before too many years roll by.  

“Many people early in their work life figure retirement isn’t worth thinking about because it’s so far down the road, and they’ve got other obligations,” says Mark Henry, an estate planner, investment advisor and founder/CEO of Alloy Wealth Management (www.alloywealth.com). “But getting a late start is a big mistake. First of all, they’re missing out on valuable years of compounding returns.

“Mom and dad are near or in retirement now and know the importance of saving as much as you can as soon as you can, especially in today’s world. They can be huge assets of knowledge and wisdom for their grown children right now. 

Henry offers five tips that parents can pass on to their young-adult children to help them start planning for retirement:

• Don’t wait. Explain to them the importance of beginning retirement savings just as that new job starts. “While they reason that their salary is low as they start out and they have bills, they need to make saving a disciplined habit, starting with just a little,” Henry says. “It’s not going to be easy to start saving later; you make more money, but then you’ve got more expenses. So start the important life habit now, and it will be easier then.”

• Learn the basics. Retirement planning can be a boring topic to some young people, but Henry says tying its importance to a new job that gives them a big opportunity to get ahead financially can instill pride in learning some of the retirement basics. “Young workers should at least understand the purpose of target-date funds,” Henry says. “Many plans offer these funds, which automatically adjust how a person’s money is invested based on their age and how close they are to retirement.”

• Capitalize on the 401(k). Their parents’ generation profited from this. “Throw in the fact that pensions are gone for the most part – and their parents’ generation felt the brunt of this fall-off – and the kids should pay heed to a great way to save,” Henry says. “And the percentage a company matches the 401(k) is an important consideration.”
• Increase contributions over time. Financial advisors generally recommend that you save between 10 percent and 15 percent of your pay for retirement. That’s usually too high for someone in their 20s, but Henry says, “You can work toward that goal by increasing your contribution by one or two percentage points every time you get a raise.”
• Stick to an honest budget. “Help them learn to budget money with three simple categories: give, save and spend,” Henry says. “With this foundation, they’ll learn how rewarding it is to set a savings goal and regularly put aside money to reach it, which is the basis for successful retirement investing.”

“Parents today know the younger you are when you begin retirement investing, the more money you can have when it’s time to retire,” Henry says. “They need to emphasize that to their kids, and they can teach them by starting with simple concepts and building on them over time.”

 

About Mark Henry

 

Mark Henry is a certified estate planner and founder/CEO of Alloy Wealth Management (www.alloywealth.com). Known as “Charlotte’s Premier Wealth Coach” as a radio host on WBT News Talk 1110 AM/99.3 FM, Henry has more than 30 years of experience in business and finance. He is also an investment advisor representative.  

 

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